Eldercare planning is a tough topic that most couples avoid. The thought of losing their independence and then later, their life together, can create feelings of fear and loss. As difficult as it is to consider, the earlier you discuss your eldercare expectations with your spouse, the easier it will be to implement a successful plan for care. With this in mind, we’ve created the ‘couple’s guide to eldercare planning.’ So, have courage and tackle eldercare planning together, with David York Agency by your side.
David York Agency’s Guide to Eldercare Planning
Once you are ready to discuss an eldercare plan with your spouse, be sure to schedule plenty of time to discuss all aspects of your future. Using a checklist can help you ensure that nothing is forgotten. David York Agency has published a comprehensive checklist to help in this task.
Take the time to research and discuss all the options, and compare notes. David York Agency has also published a wonderful workbook just for this purpose. You can access it here and print out as many as you need. Please note that your spouse will need a separate eldercare plan.
Below, you’ll find a list of important topics you’ll need to visit when you begin planning for eldercare:
- Professionals List. Gather the contact information for your doctors, accountant, and other trusted professionals.
- Important Documents. Gather essential documents such as your birth certificate, social security card, and insurance cards.
- Financial Assets List. Pull together all the information on valuable possessions like vehicles and property.
- Estate Planning Documents. If you have yet to do so, discuss creating a will and a living will. Determine how you want to spend the final years of your lives. For example, if you want to stay at home for as long as possible, consider utilizing an agency that can provide in-home care.
- End of Life Arrangements. Discuss burial plans and options for the widowed spouse.
Early eldercare planning will bring confidence and security to both you and your partner. Each of you will be able to make decisions on the other’s behalf, knowing that you’ve already determined how your spouse would handle any given situation.
For more information about David York Agency’s qualified, compassionate caregivers, please contact us at 718.376.7755. If you’d like to hear more from us, please like us on Facebook or follow us on Twitter, Google+, or LinkedIn.
Many adult children start to worry about their aging parents. They see them struggling as they get on in years and believe they would be better off with help. Eldercare planning is a difficult subject to broach (especially with seniors who are resistant to such discussions see our post on the subject), but it’s also a necessary conversation for seniors who are experiencing a decline in health or finding it hard to care for themselves.
Approaching Eldercare Planning with Your Parents
Conversations about diminished capacity can be very difficult to have with your parents. They may get offended that you are worried about them and they may have no interest in hearing your viewpoint. It can be frustrating for you to make your concerns clear. However, it doesn’t have to be that way!
Here are some tips to help you through this discussion.
- Choose the right time. Don’t think that you are going to talk to your parents when you both have five minutes. This conversation cannot be rushed. Instead, find some time that you are all free to sit down and talk.
- If possible, include all of the children. It can be helpful if all of the children are on the same page. Otherwise, it might look like you are ganging up on your parents.
- Be prepared with the options. It is important that you are ready to have the talk. Write down the different options that are available to your parents. Prepare a list of pros and cons, as well as the costs associated with each of them.
- If it gets heated, take a break. The conversation may get heated, and it may be better to take a break before things get said that can’t be taken back. Leave the list of options, pros, and cons, and plan on coming back in a day or two (after your parents have had time to think).
Difficult Now, Helpful When Necessary
Talking to your aging parents about getting help can be quite difficult. However, if you find the right time and come prepared, it is more likely to go well. If not, take a break and revisit the issue once everyone has settled down. David York Agency has a Checklist and Workbook to help guide you through the discussion. Please check them out on our website.
Remember, though this discussion is difficult now, it could lead to a better future for your parents. Decide on small changes that can be implemented now and others that will be helpful down the road.
If eldercare planning is a concern for you and your loved ones, please consider the David York Agency. Our qualified, compassionate caregivers are ready to help. Contact us online or by phone at 718.376.7755. A free phone consultation can help you decide how to provide your loved ones with the assistance they need.
If you’d like to hear more from us, please like us on Facebook or follow us on Twitter, Google+, or LinkedIn.